Wealth Management That Puts You First
Personal advice to help you grow, protect, and enjoy your wealth — at every stage.
You're in the right place if you want to:
✓ Invest with proven strategies, not hype
✓ Get a clear, realistic plan for your finances
✓ Grow and manage your retirement income
✓ Make the most of your many tax allowances
✓ Protect your family with life insurance
ABOUT
Hi, my name is Robert Skeens.
I am an Independent Financial Adviser (IFA) and Wealth Manager.
With over a decade in the financial industry, a range of professional qualifications and having dealt with clients of all sorts, I understand how overwhelming the world of money can feel.
That’s why my approach is to make things as simple as possible — but no simpler.
As an IFA, I have access to a very broad range of financial products in the UK, allowing me to provide advice that’s truly suited to your circumstances.
If you’d like to talk things through, please feel free to get in touch.
SERVICES
Investment Portfolio Advice
I build and manage globally diversified investment portfolios for my clients through ongoing advice.
You can expect a responsibly managed portfolio that complements your risk appetite, mainly consisting of low-cost index funds and an evidence-based approach - I do not chase hot trends and fads.
Being independent enables me to choose some of the best funds on the market for your pensions, ISAs and other tax-efficient vehicles.
Financial Planning
Your financial future shouldn’t be left to chance.
I create personalised, clear, and actionable financial plans designed around your unique goals and life circumstances. Through comprehensive cash flow modelling, I’ll help you see exactly where you stand — and map out the smartest path forward.
Whether it’s preparing for a comfortable retirement or building wealth that lasts across generations, my approach gives you the clarity and confidence to make decisions with peace of mind.
Pension Advice
Pensions are one of the most tax-efficient investment vehicles available in the UK, but they can also be among the most complex.
I offer personalised pension advice to help you make sense of your options—whether that means consolidating multiple pots into a single plan, reducing unnecessary charges to improve cost efficiency, or making the most of the tax advantages available to you.
Tax Planning
I specialise in Inheritance Tax and investment tax efficiency — helping you keep more of what you earn and pass on more of what you’ve built. From using allowances and trusts to choosing the right investment structures, I’ll guide you through it all with clarity.
I also have strong general knowledge of the UK tax system, complementing the work of your accountant to help you make well-informed decisions.
Protection Planning
The cornerstone of every prudent financial plan includes a combination of insurance policies, protecting you and your loved ones from the financial impact of death, illness and injury.
This includes market leading quotes on Life Insurance, Income Protection and Critical Illness Cover among many others policies. Moreover, usually free of charge, I can put your life cover policy into a trust to protect it from Inheritance Tax.
Business Advice - Employee Benefits
Whether you’re a one-person limited company or a multinational business, I can help you reduce your Corporation Tax bill and support you or your team with smart, well-structured employee benefit solutions.
This includes, but is not limited to, Company Pension Schemes, Group Life Insurance, Group/Executive Income Protection, Group Critical Illness Cover, Relevant Life Insurance and Key Person Insurance.
“There is nothing Robert could have done better, he works incredibly hard and is very conscientious.”
– Client Review on VouchedFor.co.uk
Professional Qualifications
Chartered Fellow of the CISI
CISI Level 6 Certificate in Private Client Investment Advice & Management (PCIAM)
LIBF Level 4 Diploma for Financial Advisers (DipFA)
LIBF Level 3 Certificate in Mortgage Advice & Practice (CeMAP)
Current Study: Association of Taxation Technicians (ATT) qualification